Car Insurance For New Women Drivers

New driver needs car insurance - NOT a teen!?

Question: I'm a 23-year old woman living in North Carolina. I'm getting my license for the first time and desperately need *affordable* car insurance. Problems? I am an orphan, so I can't be added to my parents' policy. I don't live alone, but cannot be added to my roommate's policy. Most insurance companies have told me that b/c I don't live alone, I can't get a nonowner's policy, which is fine, but the prospect of paying $5,000 for a 6-month policy is unimaginable. Does anyone know where I can start? I will get my restricted license (restricted due to NC's financial liability requirement) next week and need to get insurance and a car ASAP. HELP!

Answer: I work in the insurance biz - and I can tell you that what you are saying is BS. Whoever told you this is trying to take advantage of you and take you for all your worth. You need to call a reputable insurance company. A big one like State Farm. ALso, when you get your car, get one that is not expensive to insure, like a honda or toyota - and make sure it's at least 5 years old. The rates will be lower for that. Then ask the ins. agt what kind of discounts you qualify for. Did you just graduate from college with a 3.0 or better GPA? Are you still in school? Do you only drive short distances? How about a multi line policy - if you get a renters policy, you might me able to qualify foe enough discount on the car for the renters policy to pay for it;s self. You need to be smarter and more proactive! We've all been there! Good luck

Any theories why women are supposed to have fewer insurance claims?

Question: My take on it is that they are both named drivers on each others insuances .Husband buys top of the range car, & wife has small runaround to take kids to school, do the shopping etc. Husband lets wife 'borrow' car at weekends. BIG mistake. She sees that his car is better equipped than hers, & uses moral blackmail -'the kids are safer in your car', I feel safer as well. Let me use it. In doing so they are brow-beaten into submission. Next step, wife has small accident in his car, husband claims on his insurance and the die is set.He loses no- claims bonus while building up her no- claims bonus A chap I work with has a new car every 2 years but he never drives it, he has his wifes car ( which is a total mess inside, being a dumping ground for toys, dog blankets etc) 'because it is more economical ' to run than his. When we comment on this he just says ' Its easier to say nowt and keep the peace

Answer: My theory - A woman backs into a guy's car, gets out and starts BAWLING!!! "ohh my husband is going to kill me blah blah blah" so the guy, being a guy and having no patience for the blubbering, says "its not that bad" and leaves, because he's tired already of hearing the "woe is me" crap from the woman. And THAT"S why women have fewer insurance claims!

UK Car insurance w/foreign driving history?

Question: I will be needing UK car insurance - I just passed my UK driving test. I have nearly 30 yrs experience driving in total (no accidents/claims) as I have held a US license during that time. I'm a middle aged woman - not a young driver, but wonder if my previous driving experience will count for anything with the insurance rates here in the UK. Or will I be treated as a new/inexperienced driver? I am resident in the UK with citizenship - so I'm not here temporarily.

Answer: over a certain age there are good offers try " insurance mature drivers " e.g. SAGA , also your employer or Trade union or AA / RAC ( MATURE DRIVERS ) Good luck you can drive now like every other nutcase , when you go back the states they ( police ) pull you over for driving up the arse of a H.G.V. fun here innit ! It's like on the road , PUSH , ARGUE for some no claims with your experience . The county sherrif flashed me and I flashed the truck in front .

do you like or dislike new jersey drivers?

Question: * Turn signals will give away your next move. A real New Jersey driver never uses them. * Under no circumstances should you leave a safe distance between you and the car in front of you,or the space will be filled in by somebody else putting you in an even more dangerous situation. * Crossing two or more lanes in a single lane-change is considered going with the flow. * The faster you drive through a red light, the smaller the chance you have of getting hit. * Never, ever come to a complete stop at a stop sign. No one expects it and it will inevitably result in you being rear ended. If you want your insurance company to pay for a new rear bumper, come to a complete stop at all stop signs. * A right lane construction closure is just a game to see how many people can cut in line by passing you on the right as you sit in the left lane waiting for the same jerks to squeeze their way back in before hitting the orange construction barrels. * Never get in the way of an older car that needs extensive bodywork. New Jersey is a no-fault insurance state and the other guy doesn't have anything to lose. * Braking is to be done as hard and late as possible to ensure that your ABS kicks in, giving a nice, relaxing foot massage as the brake pedal pulsates. For those of you without ABS, it's a chance to stretch your legs. * Never pass on the left when you can pass on the right. It's a good way to scare people entering the highway. * Speed limits are arbitrary figures, given only as suggestions and are apparently not enforceable in New Jersey during rush hour. * Just because you're in the left lane and have no room to speed up or move over doesn't mean that a New Jersey driver flashing his high beams behind you doesn't think he can go faster in your spot. * Please remember that there is no such thing as a shortcut during rush-hour traffic in New Jersey. * Always slow down and rubberneck when you see an accident or even someone changing a tire. * Learn to swerve abruptly. New Jersey is the home of high-speed slalom driving thanks to the State Highway Department, which puts potholes in key locations to test drivers' reflexes and keep them on their toes. * It is traditional in New Jersey to honk your horn at cars that don't move the instant the light changes. * Never take a green light at face value. Always look right and left before proceeding. * Remember that the goal of every New Jersey driver is to get there first,by whatever means necessary. * Real New Jersey women drivers can put on pantyhose and apply eye makeup at seventy-five miles per hour in bumper-to-bumper traffic. * Real New Jersey men drivers can remove their girlfriend's panties and bra at seventy-five miles per hour or in bumper-to-bumper traffic. * In the New Jersey area 'flipping someone the bird' is considered a polite New Jersey salute. This gesture should always be returned *The only way to exit a highway or change lanes is the Jersey slide, To do so, slide across all lanes of the highway without pausing or using your blinker. Bonus points if you do it in traffic i fuckin love us! and we piss Pennsylvania drivers off for the hell of it because they follow the speed limit were said to be the worst drivers in the USA but thats because we drive how we want not how were "supposed" to

Answer: I was born and raised in NJ and I LOVE IT!! We have the best drivers. PA drivers are the worst! They all ride in the left lane and either go speed limit or just under. That lane is for passing!! Or at least speeding.