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Car Insurance For 17 Year Old GirlForum - Questions & AnswersHow much is car insurance for a 17 year old girl?Question: I'm trying to find out how much insurance will be when I buy my car, but websites like go compare wont let you check until your 17 :) No idea what you need to find out so heres some details :) Vauxhall Corsa Specification 1.0 12V GLS Transmission Manual Engine Size: 973 cc Fuel Type: Petrol Thank you :) x It's in the UK :) xAnswer: There are many factors which are used by the insurer to calculate the risk and so the premium they charge for car insurance YOU HAVE GIVEN US VERY FEW OF THESE - which are mainly; 1 Age and sex of the policyholder (who must be the Main driver, and registered keeper) and that of any additional drivers. 2. The cars age, mileage, value, insurance group, security and the companies own claims history for that vehicle 3. The occupation of the policyholder and any named drivers 4. The claims history of any drivers 5. The licence details of drivers (endorsements, length of time held) 6. Where the car is normally kept overnight (is it the policyholders address? on road is more expensive than on a drive which is more expensive than in a locked garage. 7. What use will the car be insured for, social and domestic is the minimum but if commuting and use for the policyholders business or their employers business is added the price increases. If used to commute where is the car to be parked when there - on road or in a car park. 8. Does the car have any modifications from the standard factory fresh condition like alloy wheels or performance enhancements - some insurers will refuse to cover modified cars, some will increase the price and some will cover them but only for return to standard. You need to tell the full truth about everything asked and inform them of any changes to any of the details disclosed as the policy goes on - failing to do that can render it null and void. Some younger drivers consider putting the car and insurance in a parents name with the parent as a fraudulent main driver and them as an occasional named driver to cut the premiums. This common scam is called "Fronting" and is an illegal act which can get parent and son/daughter into a lot of long lasting expensive troubles. Most insurers offer a monthly payment scheme and most need about 15% up front to start the cover. the scheme is usually in the form of a loan and so interest is charged - this can be as much as 25% APR. This is usually at rate which is higher than most credit cards even charge so look at other ways to borrow the money to spread the cost if possible as it will be cheaper. With a few minor differences these are the questions you will be asked before being given a quote. Not having supplied these details on Yahoo Answers, and who would, it is impossible to give a guess of a price for you to within even £1000 for a younger newly qualified driver. ![]() Info on car insurance for a 17 year old girl?Question: Hi, I am a 17 year old female who lives in the suburbs of New jersey. I will be driving a 1999 year model car and i want to know if anyone can give me a quote on insurance. The insurance will be paid only by me by myself not with my parents. i really need help or else I will never be able to drive! best answer = 10 points!!!!Answer: Good luck on getting car insurance by yourself. My daughter is 17 and we couldn't get any price quotes without an adult on her policy. She owns her own car that she bought for herself but we had to put the car insurance in my name first and then her name second. We went to www.geico.com and were able to get car insurance for about $70 per month. She was happy and so was I. The insurance payment comes out of my checking account each month and she just gives me the money to put in my account. But if you have your own checking account you should be able to have it taken from there. ![]() what is the cheapest car & insurance combination a 17 year old girl can get in the uk?Question: basically, what is a cheap car that has really cheap insurance for people who have just passed? thanksAnswer: You'll need to do the legwork yourself, all we can do is guess, but as a guide if you can get it close to £2,000 you're doing very well, even with the most sh1tty car like a Fiat Seicento or a Perodua or something. ![]() How much will I pay for car insurance as a 17 year old in CA?Question: I am a 17 year old girl, who is going 2 get a nissan versa. I make about $600.00 a month at my job. My parents said they would get me the car. I have to make monthly payments, which would be $250. They have really good credit. How much would insurance cost? What is the best deal I can get? What company should I go to?Answer: / Good for you! Car Insurance is based on many factors as you know - and unbeknownst to many, Credit History is one of the most important factors for cost of auto insurance...makes no sense, right? I agree, but it's true. That being said, and since you stated your parents have really good credit, I would... ...look into getting on your parents automobile insurance plan. It will be cheaper than going it alone until you reach 21 years of age. You could pay your rate to your parents if you wish, but you won't get a better deal from another company. Unfortunately, insurance companies such as Geico, and Progressive are known to quote a rate, then after you agree to it, the rate is higher based upon new information such as your credit history. You either accept the new rate, or cancel because it wasn't the original rate quoted. Don't be surprised if you experience this, and get disappointed. Whatever you decide, enjoy your new ride! ![]() |
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