G1 Insurance Quotes

Why are my insurance quotes so high?

Question: 20 year old male toronto ontario G2 issued oct 2011 G1 DEC 2010 car 2003 toyota celica never been insured before quotes came up as 12000-16000/year i tryed it with a 4 door honda accord and it was 10000/year, i tryed 3 websites. Also is there an easier way to find auto insurance around toronto?

Answer: Because you are obviously using an online quote. They are unreliable and inaccurate. Get quotes from local companies who have an office and an agent staffed by full time insurance professionals.

Should i have my g2 licence for sure to get my auto insurance?

Question: I've my international driving permit and g1 license.... but when i try to get auto insurance quote in the internet... The results are not given,if i mention i have my international driving licence or G1 licence.... So this is making me wonder, "only if i have g2 licence... its possible to get my car insurance in canada?"... Please help.

Answer: With insurance your G1 is considered a learners permit. Obviously you know that you can only operate a vehicle with a fully licensed driver with you. A lot of online quoting systems are geared towards the norm so when you attempt to get a quote online and mention the G1 is it not configured for that. More information is needed. If you call a company they will be able to advise you on if they can insure you and how much it would cost. I work for an insurance company and we will insure those with a G1 if they are the owner of the vehicle and the only operator in the household (meaning the only licensed driver in the home). If there are others in the home we would rate for them as the main driver and indicate that you are there with your G1. Once you get the G2 the necessary changes could be made. Also with a lot of companies the international license is fine to drive someone else's vehicle temporarily but you can't usually purchase a policy with it. You need to have a Canadian driver's license and even more specific a license for the province you are living in (ie Ontario G2 or G). Hope this helps!