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Can You Get Insurance With A G1 Licencecan you get insurance with a g1 licenceForum - Questions & AnswersIf you have a G Driver's Licence, and put your name with someone's car insurance that only has a G1,?Question: and he gets into an accident driving with someone other than myself in the care with him, or something happens and he is the only person in the car, Is the G driver on his insurance liable, or can he / she get in any kind of legal trouble, such as a fine, losing points from their licence, going to jail, or have any trouble finding auto insurance in the future, or be in any kind of trouble at all?Answer: If it is their car and their insurance and they added you as a second driver, No. If it is your car, and your insurance with them as a second driver, Yes, a lot of trouble and big bucks for insurance. ![]() Caught driving alone with G1 by police, what is my insurance going to be?Question: Ok Il keep this short and straight to the point. I live in Ontario - I have a G1 license - Snuck parent's car out at 1 am, picked up friend, drove around, cop pulled me over (how unlucky) -Got charged with a) Driving without a user with 4 years or more driving experience, including driving past 12 am with another person, and b) Refusing to show I.D - I know im an idiot about doing what I did. The reason why I didn't show I.D is well, its a REALLY long and complicated story, to summarize it, I wasn't thinking straight, I was scared sh!tless. - I do not know how long License will be suspended, I am 99 percent sure it will be suspended at LEAST 30 days. (I have to call them) - My dad talked to an insurance agent, and this is what they thought. - They said that I will not be able to drive anyone's car except for my own once I purchase one with having a G2 liscense. - My insurance will be HIGHLY increased for the next 3 years, DOUBLED in price. Around 10k so my dad sais. My question is, how the hell can this happen? Is this true? REMEMBER this is not fact, just what someone told my dad. I am scared because I am afraid I will not be able to put my insurance under my parent's name anymore. Will I still be able to? I do NOT want my insurance to be doubled for the next 3 years. PLEASE inform me of any information you can spare, tell me what are the possibilities etc. I don't understand.. I thought when you get caught with G1 alone you get a fine, license suspended, and that's it. Nothing this extreme.Answer: Your insurance is INVALID when your license is suspended. Your insurance rates are determined by your insurance company, not by the court. You just proved yourself a high risk driver. That justifies higher premiums. ![]() |
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