Car Insurance For G1 Drivers

I have a G1, do I need insurance when driving with my parents, in their car?

Question: Like the question says.. will I need personal insurance? Since I will always be driving with my Dad, the person who has an insurance policy for that car, will his cover me? I read on this website ( http://www.kanetix.ca/forum/1334/g1-driver-do-i-need-insurance ) that the parent's insurance will cover a G1 driver. But is this a universal rule across all insurance companies? Thanks for any help.

Answer: Hi there, Normally, you still have to be added as an occasional driver. The car is covered, it's true, but still - if anything happens, it's better that the company already knew you were going to use it for practice. Hope this helps!

M2 and G1 car insurance?

Question: As I noticed in drivertest.ca site that if you a holder of M2 you can drive G class vehicle under the condition of getting G1. So that means M2+G1 == G2 in one way (I mean G2 won't equal M2 + G1) So anyone have an idea how much insurance I have to pay for getting a car (i know a lot of details here but consider cheap car and no experience at all)? This info about M2 + G1 = G2 is from here: http://www.mto.gov.on.ca/english/dandv/driver/gradu/index.shtml "Note: Class M2 and Class M licence holders may also drive Class G vehicles under the conditions that apply to a Class G1 licence holder." Thanks in advance,

Answer: You are completely misreading what is states. It states If you have a class M2 or class M you can drive a private passenger vehicle as though you have a class G1 license. However if you already have a class G1 license this does not mean your class G1 becomes a G2 because you have an M2. It's still a class G1, and if you tried violating your G1 restrictions under the delusion that you can "add" licenses together to create a license that you don't qualify for then you are in for a rude awakening when you're pulled over by the police. BTW you don't provide anywhere near enough information to hazard a guess as to the cost of car insurance. Your license class is only one piece of the puzzle, however there's still about a dozen pieces missing. Call a local insurance broker and ask them.